Terms and Conditions (T&C)
The Terms and Conditions outline the rules and guidelines for using your app. They form a legally binding agreement between you and your users.
Key Sections to Include:
Introduction:
Welcome message.
Who these T&Cs apply to (you, the user).
Agreement to T&Cs by using the app.
Date of last update.
Example Clause:
Welcome to Balance! These Terms and Conditions ("Terms") govern your access to and use of the Balance mobile application (the "App") provided by Alpinesoft It Solutions PVT ltd ("we," "us," or "our"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.
User Accounts:
Requirements for creating an account (e.g., minimum age).
Responsibility for account security (passwords, unauthorized use).
Use of Gmail for login.
Example Clause:
To use certain features of the App, you must register for an account using your Gmail credentials. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
App Usage:
Purpose of the app (expense splitting, group management).
Prohibited activities (e.g., illegal use, harassment, data scraping, misrepresentation of expenses).
Accuracy of information provided by users.
Example Clause:
The App is intended for personal, non-commercial use to facilitate the tracking and splitting of expenses among groups. You agree not to use the App for any unlawful purpose or in any way that could damage, disable, overburden, or impair the App. You are solely responsible for the accuracy of any expense details, amounts, and member allocations entered into the App.
Permissions (Contacts):
Explanation of why contact access is requested.
Assurance that contact data will not be misused.
Example Clause:
The App may request permission to access your contacts to help you easily add group members. We will only access your contacts for this purpose and will not store or share your contact list beyond what is necessary for the App's functionality (e.g., suggesting contacts for group invitations).
WhatsApp Integration (for Invites):
Clarification that this is a convenience feature.
Disclaimer of responsibility for WhatsApp's terms/privacy.
Example Clause:
The App may offer functionality to invite users to groups via WhatsApp. By using this feature, you acknowledge and agree that your use of WhatsApp is subject to WhatsApp's own terms of service and privacy policy, and we are not responsible for the functionality or security of WhatsApp.
Intellectual Property:
Ownership of the app, its content, logos, etc.
User's license to use the app.
User's ownership of their own data input into the app.
Example Clause:
All intellectual property rights in the App and its content (excluding user-submitted content) are owned by or licensed to Alpinesoft It Solutions PVT LTD. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use in accordance with these Terms. You retain ownership of any data (e.g., expense details, group names) that you input into the App.
Disclaimers:
"As Is" basis – no guarantees of uninterrupted service, error-free operation.
Disclaimer of financial advice or legal implications of expense tracking.
Example Clause:
THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE APP'S RELIABILITY, AVAILABILITY, OR ACCURACY. WE ARE NOT RESPONSIBLE FOR ANY DISPUTES THAT MAY ARISE BETWEEN USERS REGARDING EXPENSE SETTLEMENTS.
Limitation of Liability:
Limits on your responsibility for damages arising from app use.
Example Clause:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Alpinesoft It Solutions PVT LTD BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF THE APP.
Termination:
Your right to terminate user accounts.
User's right to terminate their own account.
Consequences of termination.
Example Clause:
We may suspend or terminate your access to the App, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the App will immediately cease. You may also terminate your account at any time.
Governing Law and Dispute Resolution:
Which jurisdiction's laws apply.
How disputes will be resolved (e.g., arbitration, courts).
Example Clause:
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the App will be resolved exclusively in the courts located in New Delhi.
Changes to Terms:
Your right to update the T&Cs.
How users will be notified of changes.
Example Clause:
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least [Number] days' notice prior to any new terms taking effect. By continuing to access or use our App after those revisions become effective, you agree to be bound by the revised terms.
Contact Information:
How users can contact you for support or questions.
Example Clause:
If you have any questions about these Terms, please contact us at [email protected].